Frequently Asked Questions

We've Got Answers

Q. Can I get a loan with bad credit?

A. Yes you can. Poor credit may affect your qualifications for a loan. Sometimes it will reduce the amount you can acquire. Others it will prevent lenders from dealing with you.

Q. How much of a loan can I get?

A. That depends on your need and qualifications. In many cases, you will be able to get enough money to fully cover the cost of a typical emergency dental procedure.

Q. How much will the loan cost?

A. Each lender has different rates. Lender will present rates to you on electronic signature page.

Q. When do I need to pay back the loan?

A. Each lender has different payment terms. Ask lender for details.

Q. What if I can't pay the loan back with my next check?

A. There are sometimes options to roll loans over into the next pay period. You should know that the interest rate of a typical short-term loan makes this a financially unsound idea. In any case, you must always consult your lender.

Q. What if I can't pay back the loan?

A. Defaulting on a loan has a definite impact on your credit rating, and will typically result in collections actions against you. Depending on the results of these actions and your personal situation, you may face more severe repercussions such as wage garnishment.

What are the fees for a payday loan?

Charges, rates and fees depend on the specific lender funding your loan. Some lenders charge lower rates than others. helps match you with lenders that offer competitive rates, which makes finding a lender faster and less stressful for you!

How many lenders get searched for the best loan rates and terms?

After submitting your information, we search hundreds of lenders to find lenders most likely to approve your loan based on your unique circumstances.

What is the limit I can borrow?

The maximum payday loan or cash amount depends on the lender approving your loan and your income or earnings.

What documentation do I need to provide for a cash advance or payday loan?

Required documentation depends on the specific lender’s requirements, but you will usually need proof of your earnings and your bank account information. Some lenders require additional documentation. The lender we match you with will let you know exactly what they need to approve your loan.

What if I have poor credit?

People with bad credit or no credit can obtain a loan! In most cases, no traditional credit check is required for approval (meaning most lenders don’t look at your FICO score). Approval is usually based on your income, although some lenders will obtain credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau. Don’t worry, this should not negatively affect your credit score.

How long will it take to receive the cash once my loan is approved?

Most lenders will directly deposit your loan into your bank account within twenty-four to forty-eight hours. Some lenders may transfer the funds within an hour or two of loan approval, while others may take longer to complete to fund your loan.

Is it possible for my loan application to be denied?

Almost everyone can be approved by at least one lender in our network. In rare circumstances, however, someone who cannot prove income or provide bank account information may be denied. Also, in some states there are laws that might require a lender to deny your loan.a

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